Home Loan

Home Loan Calculator

Calculate your mortgage EMI with down payment, registration charges and processing fees.

Home Loan Details
$5,00,000
$1L$2Cr
20%
5%50%
7.5%
5%20%
20 Yrs
5 Yrs30 Yrs
Payment Summary
Monthly EMI
$3,241
Loan: $4,00,000 · 20 Years
Down Payment
$1,00,000
Loan Amount
$4,00,000
Total Interest
$3,77,844
Total Cost
$8,77,844

💡 Home Loan Tip

A 20% down payment helps avoid PMI (Private Mortgage Insurance) and reduces your overall interest burden significantly.

Amortization Schedule
YearEMI PaidPrincipalInterestBalance
About Home Loans
Eligibility Factors
  • ✅ Minimum income requirement varies by bank
  • ✅ Credit score 750+ gets best rates
  • ✅ EMI should not exceed 40–50% of income
  • ✅ Age: 21–65 years (at loan maturity)
Documents Needed
  • 📄 Income proof (salary slips / ITR)
  • 📄 Bank statements (6 months)
  • 📄 Property documents
  • 📄 ID & address proof